Our firm is investigating UBS Financial Services Inc. financial advisor William Joseph Garity Medina (CRD# 2744961) of San Juan, Puerto Rico for potential investment-related misconduct.
Financial Advisor’s Career History
Based on the FINRA BrokerCheck report, William Joseph Garity Medina has been registered in the securities industry since the mid-1990s and is currently associated with UBS Financial Services Inc. in San Juan, Puerto Rico (branch address shown as 250 Muñoz Rivera Avenue, San Juan, PR 00918).
His disclosed registration/employment history includes:
- UBS Financial Services Inc. (San Juan / Guaynabo, PR) — 02/2002 to Present
- UBS Financial Services Incorporated of Puerto Rico (San Juan, PR) — 02/2002 to 08/2021
- Samuel A. Ramirez & Co., Inc. (New York, NY) — 06/2001 to 01/2002
- Norwest Investment Services, Inc. (Minneapolis, MN) — 05/1999 to 06/1999
- Wells Fargo Securities Inc. (San Francisco, CA) — 08/1998 to 06/1999
- Clark Melvin Securities Corporation (Hato Rey, PR) — 12/1996 to 11/1997
William Joseph Garity Medina Fraud Allegations and Investor Complaints Explained
FINRA BrokerCheck reflects one disclosed customer dispute, reported as pending.
Pending Customer Complaint Alleging Collusion and Unauthorized Transfers (Reported December 2025)
Allegation summary (as reported): The client alleges the financial advisor colluded with the client’s ex-wife to drain the account via unauthorized transfers of funds.
Key details disclosed by BrokerCheck (as reported):
- Disclosure type / status: Customer Dispute — Pending
- Employing firm during alleged conduct: UBS Financial Services Inc.
- Alleged activity time frame: September 23, 2019 to December 30, 2019
- Date complaint received: December 22, 2025
- Product type: “No Product”
- Alleged damages (field): $0.00
- Damages explanation: “Estimated to be in excess of $5,000.00”
- Written complaint: Yes
- Arbitration / civil litigation indicated: No (per the disclosure entry)
Disclosures (for context)
- Customer Dispute (Pending): Client alleged collusion with ex-wife and unauthorized transfers draining the account (time frame 09/23/2019–12/30/2019; complaint received 12/22/2025; damages described as estimated > $5,000).
To obtain a copy of William Joseph Garity Medina’s FINRA BrokerCheck report, visit this link.
Robert Wayne Pearce Is Committed to Recovering Your Investment Losses
FINRA Rule 2150 (Improper Use of Customers’ Securities or Funds) is often analyzed when allegations involve misuse or improper handling of customer money. In the context of a complaint alleging an advisor “colluded” to drain an account through unauthorized transfers, Rule 2150 can be relevant because it prohibits associated persons from making improper use of a customer’s funds—an allegation that, if proven, can align with the rule’s investor-protection purpose.
FINRA Rule 2010 (Standards of Commercial Honor and Principles of Trade) is a frequently-cited, broad conduct rule that is commonly implicated when a customer alleges unethical behavior—such as facilitating unauthorized fund movements or acting in a manner inconsistent with just and equitable principles. Where the allegation is that an advisor worked with a third party to drain an account, FINRA Rule 2010 is often discussed as the baseline ethical standard against which that alleged conduct is evaluated.
FINRA Rule 3110 (Supervision) can be central when allegations point to failures in oversight—particularly regarding controls around disbursements and transfers, escalation of red flags, documentation, and supervisory review. In disputes involving alleged unauthorized transfers, Rule 3110 is commonly analyzed for whether the firm maintained and enforced supervisory procedures reasonably designed to prevent and detect improper activity and to respond appropriately to customer complaints.
Losing your savings to a dishonest broker or advisor can be devastating, but you do not have to face it alone. Robert Wayne Pearce and his team have spent over four decades helping investors recover losses caused by broker fraud, negligence, and unsuitable recommendations. His firm, The Law Offices of Robert Wayne Pearce, P.A., represents clients nationwide on a no-recovery, no-fee basis. Call (800) 732-2889 or email pearce@rwpearce.com today for a free and confidential consultation.