Our firm is investigating Endependence Financial financial advisor and former Thrivent Investment Management Inc. registered representative Tyler Patrick Jones (CRD# 6624782) of Escondido, California for potential investment-related misconduct.
Financial Advisor’s Career History
Public records reflect that Jones is not currently registered as a broker. His disclosed career history includes:
- AE Wealth Management, LLC — Investment Adviser Representative (03/2024 – Present) — Topeka, KS
- Endependence Financial — Financial Advisor (08/2023 – Present) — Escondido, CA
- Thrivent Financial — Financial Associate (05/2018 – 08/2023) — Appleton, WI
- Thrivent Investment Management Inc. — Registered Representative (12/2017 – 08/2023) — Vista, CA
- Thrivent Investment Management Inc. — Broker registration shown as (02/2018 – 10/2023) — Vista, CA
He has also passed the SIE, Series 7, and Series 66 exams.
Tyler P. Jones Fraud Allegations and Investor Complaints Explained
FINRA BrokerCheck discloses one customer dispute on Jones’s record.
Customer Dispute Alleging Unsuitable Variable Universal Life (VUL) Recommendation
According to the disclosure, a customer alleged that a Variable Universal Life (VUL) contract issued in August 2022 was not suitable (product type: Insurance). The customer alleged damages of $7,342.52. The complaint was received on 10/29/2025 and later reported as settled with a settlement amount of $7,342.52 (with $0 listed as Jones’s individual contribution).
Disclosures (for context):
- Customer Dispute — Settled (Reporting source: firm) — Allegation: unsuitable VUL issued Aug 2022; alleged damages $7,342.52; complaint received 10/29/2025; status date 11/24/2025; settlement $7,342.52; individual contribution $0.
To obtain a copy of Tyler Patrick Jones’s FINRA BrokerCheck report, visit this link.
Robert Wayne Pearce Is Committed to Recovering Your Investment Losses
FINRA Rule 2111 (Suitability) requires that a broker have a reasonable basis to believe a recommendation is suitable, including customer-specific suitability based on the customer’s investment profile. When a customer alleges a VUL recommendation was “not suitable,” that allegation commonly implicates Rule 2111’s suitability framework—i.e., whether the recommendation matched the investor’s needs, goals, risk tolerance, time horizon, and financial circumstances.
FINRA Rule 2090 (Know Your Customer) requires reasonable diligence to know and retain the essential facts about a customer in connection with opening and maintaining an account. Suitability reviews often depend on accurate “know your customer” information; if the investor’s profile was incomplete or misunderstood, it can contribute to recommendations that customers later claim were unsuitable.
FINRA Rule 2010 (Standards of Commercial Honor and Principles of Trade) is a broad ethical rule requiring high standards of commercial honor and just and equitable principles of trade. In unsuitable-recommendation disputes, Rule 2010 is frequently cited alongside more specific rules (like Rule 2111) when the alleged conduct reflects unfair sales practices or failures to deal fairly with a customer.
The Law Offices of Robert Wayne Pearce, P.A. is a nationally recognized securities law firm representing investors in FINRA arbitration and securities fraud cases on a contingency fee basis. Robert Wayne Pearce, the founding attorney, has more than 45 years of experience recovering millions for victims of broker misconduct and investment fraud. He previously defended major brokerage firms and now uses that insight to protect investors nationwide. To discuss your case directly with Mr. Pearce, call (800) 732-2889 or email pearce@rwpearce.com for a free consultation.