Our firm is investigating Ameriprise Financial Services, LLC financial advisor and registered representative Matthew James Wilson (CRD# 2676304) of York, Pennsylvania for potential investment-related misconduct.
Financial Advisor’s Career History
Based on his FINRA BrokerCheck report, Matthew James Wilson has been registered in the securities industry since November 1995 and is currently associated with Ameriprise Financial Services, LLC (York, Pennsylvania branch office locations listed, including York and Lancaster, Pennsylvania).
A summary of the firms listed in his registration and employment history includes:
- Ameriprise Financial Services, LLC (Registered with firm as a broker since 11/29/1995; as an investment adviser representative since 09/30/2003)
- Ameriprise Financial Services, LLC (Employment history shows registered representative role in York, PA from 03/2020–Present)
- Ameriprise Financial Services, Inc. (Employment history shows registered representative role in York, PA from 09/2005–03/2020)
- IDS Life Insurance Company (Previously registered 11/1995–07/2006)
- H.J. Meyers & Co., Inc. (Previously registered 11/1995–12/1995)
Matthew James Wilson Fraud Allegations and Investor Complaints Explained
BrokerCheck reports one customer dispute, described as pending, involving alleged retirement-account funding advice and follow-up issues.
Customer Dispute (Pending) – Alleged Roth IRA Funding Follow-Up Failure
According to the disclosure, the claimant alleges that in 2015/2016 it was recommended she invest retirement funds in a Roth IRA rather than contribute to her 403(b) through her employer. The claimant further alleges that in July 2025 she discovered she had failed to contribute to the Roth IRA, and now contends Mr. Wilson should have followed up regarding her failure to fund the account.
Key disclosed details include:
- Product type: Other (Roth IRA)
- Alleged damages: $42,000
- Date notice/process served: 11/19/2025
- Arbitration forum: FINRA
- FINRA case number: 25-01839
- Status: Arbitration pending (Wilson was added as a respondent on 11/19/2025, and he denies the allegations per the BrokerCheck narrative)
For quick reference, the reported disclosure event is summarized below:
- Customer Dispute (Pending)
- Allegations: Retirement-funds recommendation (Roth IRA vs. 403(b)) and alleged failure to follow up on Roth IRA contributions
- Timeframe alleged: 2015/2016 recommendation; issue discovered July 2025
- Claimed damages: $42,000
- Forum / docket: FINRA arbitration, 25-01839
- Disposition: Pending (no final resolution reported)
To obtain a copy of Matthew James Wilson’s FINRA BrokerCheck report, visit this link.
Robert Wayne Pearce Is Committed to Recovering Your Investment Losses
FINRA Rule 2111 (Suitability) requires a broker to have a reasonable basis to believe a recommendation is suitable for a customer based on the customer’s investment profile. Allegations that an advisor recommended a retirement strategy (such as directing retirement funds toward a Roth IRA instead of contributing through an employer plan) can implicate whether the recommendation was grounded in the client’s financial situation, objectives, tax considerations, liquidity needs, and the overall retirement plan—and whether the rationale was appropriately documented.
FINRA Rule 2010 (Standards of Commercial Honor and Principles of Trade) is a broad conduct rule that requires ethical and fair dealing in a broker’s business practices. In disputes alleging an advisor failed to follow up on a client’s Roth IRA funding after making a retirement-related recommendation, claimants often contend that the advisor’s handling of the relationship fell short of reasonable standards of professional care, communications, and diligence—even if the advisor disputes those allegations.
FINRA Rule 3110 (Supervision) obligates member firms to establish and maintain supervisory systems reasonably designed to achieve compliance with securities laws and FINRA rules. Where a customer claims an advisor should have followed up about an unfunded Roth IRA after recommending a retirement approach, the dispute may also raise questions about the firm’s supervisory controls around communications, account servicing practices, and oversight mechanisms intended to detect and address client-facing issues in a timely manner.
For over 45 years, Robert Wayne Pearce has helped investors recover losses caused by broker fraud, negligence, and unsuitable recommendations. His firm, The Law Offices of Robert Wayne Pearce, P.A., represents clients nationwide on a no-recovery, no-fee basis. Call (800) 732-2889 or email pearce@rwpearce.com for a free case review with an experienced securities attorney.