Our firm is investigating J.P. Morgan Securities LLC financial advisor John T. Miranda (CRD# 5927746) of Woburn, Massachusetts for potential investment-related misconduct.
Financial Advisor’s Career History
According to FINRA BrokerCheck, John T. Miranda has been registered with Wells Fargo Clearing Services, LLC from December 2018 through March 2021, and has been associated with J.P. Morgan Securities, LLC since March 2021.
Miranda’s reported investment-related employment history includes:
- 03/2021 – Present: JP Morgan Chase Bank, N.A. — Private Client Advisor (Woburn, MA)
- 03/2021 – Present: J.P. Morgan Securities, LLC — Private Client Advisor (Woburn, MA)
- 10/2018 – 03/2021: Wells Fargo Clearing Services, LLC — Registered Representative (Boston, MA)
- 06/2015 – 10/2018: Wellington Management — Client Analyst (Boston, MA)
John T. Miranda Fraud Allegations and Investor Complaints Explained
FINRA BrokerCheck reflects one customer dispute disclosure for John T. Miranda, reported as a written customer complaint that was denied.
Customer Complaint Alleging Misrepresentation Regarding Account Investment (Denied)
FINRA’s disclosure indicates the following:
- Employing firm at time of alleged activity: J.P. Morgan Securities LLC
- Allegations: Customer alleged misrepresentation regarding account investment
- Activity date(s): September 24, 2025
- Product type: Debt – Government
- Alleged damages: $13,095.00
- Date complaint received: November 20, 2025
- Status / disposition: Denied (written complaint; not arbitration/civil litigation)
- Status date: December 15, 2025
Disclosure Summary (For Context)
- Customer Dispute (1): Written customer complaint alleging misrepresentation regarding an account investment (Debt–Government), activity date 09/24/2025, alleged damages $13,095.00 — Denied on 12/15/2025.
To obtain a copy of John T. Miranda’s FINRA BrokerCheck report, visit this link.
Robert Wayne Pearce Is Committed to Recovering Your Investment Losses
FINRA Rule 2020 (Use of Manipulative, Deceptive, or Other Fraudulent Devices) prohibits brokers from using deceptive or fraudulent practices in connection with the purchase or sale of securities. Where a customer alleges misrepresentation regarding an account investment, the core issue often becomes whether material information was misstated or omitted in a way that could mislead a reasonable investor when deciding to purchase, sell, or hold the security.
FINRA Rule 2111 (Suitability) requires a broker to have a reasonable basis to believe a recommendation is suitable for the customer based on the customer’s investment profile (such as objectives, risk tolerance, liquidity needs, and time horizon). In a dispute involving a Debt–Government investment, suitability concerns may arise if the investment’s risks, pricing sensitivity, duration/interest-rate exposure, or liquidity characteristics were not properly matched to the investor’s profile, or if the recommendation was presented without a sound suitability analysis.
FINRA Rule 2090 (Know Your Customer) requires brokers to use reasonable diligence to understand essential facts about each customer. In matters alleging misrepresentation, Rule 2090 is often implicated because accurate recommendations and explanations depend on a broker’s understanding of the customer’s objectives and constraints; failures in customer profiling and diligence can contribute to recommendations or communications that do not reflect the investor’s needs or understanding.
The Law Offices of Robert Wayne Pearce, P.A. is a nationally recognized securities law firm representing investors in FINRA arbitration and securities fraud cases on a contingency fee basis. Robert Wayne Pearce, the founding attorney, has more than 45 years of experience recovering millions for victims of broker misconduct and investment fraud. He previously defended major brokerage firms and now uses that insight to protect investors nationwide. To discuss your case directly with Mr. Pearce, call (800) 732-2889 or email pearce@rwpearce.com for a free consultation.